6 REASONS WHY YOU SHOULD CONSIDER SECOND CHARGE LOANS FOR YOUR CLIENTS
1. Rates – Much more competitive than you may realise… Rates currently from 3.47% and LTV up to 100%.
2. Affordability assessment – Second charge lenders may be more flexible than first charge lenders.
3. Adding a partner – It is possible to add a partner to a second charge, allowing income to be considered from both parties.
4. Loan purposes – Home improvements, debt consolidation, tax bill payment, school fees, holiday home purchase – all these and more are acceptable purposes.
5. Interest only – We have access to interest-only products at very competitive rates.
6. Completion times – Our dedicated and experienced team are focussed on completing your case in as short a time as possible.