Mortgages

We are an experienced Specialist Finance provider, which means we can offer you and your clients a wide range of buy-to-let and residential mortgages.

As a comprehensive specialist mortgage packager, we can offer you a variety of products including semi-exclusive and exclusive mortgage products from specialist lenders, as well as the standard High Street options.

What is a Specialist Mortgage?

What Makes Us Different?

Not all mortgages were created equally. We look outside of the constraints of the mainstream lenders decision process for specialist mortgages that can accommodate your clients’ situation. Our panel considers all client circumstances and property types, looking at each case as an individual and allowing us to custom fit our products. We’re great with straightforward residential buy-to-let purchases and re-mortgages, and we can also consider:

  • Portfolios
  • HMOs
  • Multi Lets
  • Student Lets
  • Limited Company Transactions
  • Adverse Credit

Crystal Specialist Finance can look at first-time buyers through to experienced landlords, as well as Limited Companies. We can look at all types of business, in all types of sectors, from blue chips through to startups and everything in between. Our outcome focussed attitude means we will always look for a solution for your client.

Crystal Specialist Finance is broker focussed. Our process is designed to fit with yours which is why we pride ourselves on three things: Speed. Service. Flexibility.

Speed

Everything we do is in-house. We can help with the quick turn-around you need to complete any type of case you come across.

Service

We are professional. Receive award-winning and reliable financial service from our team of industry experts at every stage.

Flexibility

We want your deal to complete as quick as you do. We work with you to structure a solution for even the most unusual case.

Our model is built around completing business, not just issuing offers, so you can be sure your case has the very best chance of reaching completion.

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Case Study

A client who was referred to us only had seven days remaining within which to complete on a £1M residential refinance to take advantage of a discount being offered by the existing lender. Let down by a lender originally approached at the eleventh hour we negotiated the use of the aborted valuation already undertaken to arrange the finance. The client completed with four days to spare with the borrowing arranged in a limited company structure. NO personal guarantees were sought. Finance was arranged at 1.3% per month, and the property was sold and the finance redeemed within three months.

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