Wednesday 30 Apr 2014
Crystal Mortgages has appointed Philip Charlwood to the newly created position of Commercial Completions Manager in a move designed to further streamline the application process from enquiry to drawdown.
Charlwood will be primarily responsible for liaising with brokers, clients and solicitors to ensure efficient conversion of pipeline cases at legal stage. In addition he will handle the processing and assessment of documentation submitted in support of mortgage applications.
He completed his Law Degree at the University of Leicester in 2009 and passed the Bar Vocational Course (BVC) at Nottingham Law School in 2010. Since 2004 he has held several roles at Lloyds Banking Group.
Crystal Mortgages has achieved substantial year-on-year growth and recently announced 2013 as its best financial year in the company's 35-year trading history with terms issued on £479m worth of applications. The figure is 62% up on 2012 and 94% ahead of 2011.
Joe Breeden, Managing Director at Crystal Mortgages, said: "One of the most frustrating aspects for applicants when applying for commercial lending is to get through to the legal stage and see the process collapse for reasons outside of their control.
"The appointment of Philip will ensure that this process becomes a far clearer, more defined stage whereby a BVC trained professional is handling and chasing every aspect. Very few firms offer this as a value-added service, and we realise it is critical to seeing more business through to completion."