Second Charge


We are an experienced Specialist Finance provider, which means we can offer you and your clients a wide range of buy-to-let and residential mortgages.

As a comprehensive specialist mortgage packager, we can offer you a variety of products including semi-exclusive and exclusive mortgage products from specialist lenders, as well as the standard High Street options.

What is a Specialist Mortgage?

What Makes Us Different?

Not all mortgages were created equally. We look outside of the constraints of the mainstream lenders decision process for specialist mortgages that can accommodate your clients’ situation. Our panel considers all client circumstances and property types, looking at each case as an individual and allowing us to custom fit our products. We’re great with straightforward residential buy-to-let purchases and re-mortgages, and we can also consider:

  • Portfolios
  • HMOs
  • Multi Lets
  • Student Lets
  • Limited Company Transactions
  • Adverse Credit

Crystal Specialist Finance can look at first-time buyers through to experienced landlords, as well as Limited Companies. We can look at all types of business, in all types of sectors, from blue chips through to startups and everything in between. Our outcome focussed attitude means we will always look for a solution for your client.

Crystal Specialist Finance is broker focussed. Our process is designed to fit with yours which is why we pride ourselves on three things: Speed. Service. Flexibility.


Everything we do is in-house. We can help with the quick turn-around you need to complete any type of case you come across.


We are professional. Receive award-winning and reliable financial service from our team of industry experts at every stage.


We want your deal to complete as quick as you do. We work with you to structure a solution for even the most unusual case.

Our model is built around completing business, not just issuing offers, so you can be sure your case has the very best chance of reaching completion.

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